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Buy or Build It: SBA CDC/504 Loan Program

April 17, 2018 @ 11:30 am

504 Loan Structure 504 Loans are typically structured with SBA providing 40% of the total project costs, a participating lender covering up to 50% of the total project costs, and the borrower contributing10% of the project costs. Under certain circumstances, a borrower may be required to contribute up to 20% of the total project costs.  An example of how a typical 504 loan is structured follows: